PayPal's Business Account is the easiest way for businesses and groups to send and receive money online. E-commerce has never been easier!

Business Accounts include all the benefits of a PayPal Personal Account, including the ability to send funds to and receive payments from anyone with
an email address, to send online invoices to people who owe you money, and access to a free shopping cart for your web site.

In addition to these standard features, Business Account holders also are eligible to receive the following PREMIUM FEATURES:

- Do business as yourself, under a corporate name, or group name

- Auction tools

- Receive unlimited credit card payments

- Payment Receiving Preferences

- Advanced Search in the History Log

- Business/Premier Accounts may add their websites to the PayPal Shops, where over 25 million PayPal members make instant online purchases

- Make mass payments by uploading a batch file of customer's recipients' email addresses. *Coming soon to Non-U.S. Premier and Business Accounts

- PayPal ATM/Debit Card, allowing immediate access to the balance in the account. *If eligible

- PayPal Subscriptions feature for everything from website hosting services, Internet service providers, online magazine and/or newspaper subscription or rentals of any type

- Shopping Cart feature, which allows you to accept PayPal payments for multiple items at one time directly from your website

- Exclusive customer service, 7-days-a-week, 6 A.M. through 12:00 midnight, CST. *Toll Free to U.S. Business/Premier members

- Competitive fee structure, which can be found by clicking the 'Fees' link on the footer of every page within the site

To view the current Standard Rate Fee schedule for our Premier and Business Accounts, click https://www.paypal.com/fees or copy and paste the entire link into the address bar. To view Merchant fees, after clicking on the above link, click on the link in the 'Receiving Funds' row, under the Premier/Business column.

*e-Check payments have a maximum fee of $5.

*Premier/Business customers who receive a payment from a user in another country, will be charged an additional cross border fee. The cross border fee is an additional 1% for U.S. Dollar payments and .5% for Canadian Dollar, Euro, Pound Sterling, and Yen payments. This cross border fee is currently waived for Canadian sellers receiving payments from U.S. buyers.

Please note: There are no fee adjustments or refunds on payments received prior to a customer being approved for the Merchant Rate from the Standard Rate.

The following steps explain how to get started.

1) Opening a Business Account is fast and simple. Just go to https://www.paypal.com/signbiz or copy and paste the link into the address bar. Complete our simple registration process - your account will be up and running in less than five minutes

2) To add and verify your bank account to your PayPal account, please follow these steps:

1. Click https://www.paypal.com/BA or copy and paste the entire link into the address bar
   
2. If you already have a bank account added, click 'Add'
   
3. Under 'Add Bank Account', enter the bank account information
   
   • . Enter the name of the bank
   
   
   • . Select whether it is a checking or savings account
   
   
   • . Enter routing number. Please note: a savings account routing number may be different than the checking account routing number
   • . You may wish to verify the routing number with your banks customer service department. Enter and retype account number
     
4. Click 'Add Bank Account'

After your bank account is added, PayPal will send two random deposits between $0.01 and $0.99 to your bank account. These deposits will be at PayPal's expense and will arrive in your bank account within 2 to 4 business days. To confirm your bank account, find out the amounts of these two deposits. (Call your bank's customer service number to ask about the deposits, or check your bank statement online.)

When you know the amounts of the deposits, click https://www.paypal.com/BA-CONFIRM or copy and paste the entire link into the address bar. Enter the two amounts and click 'Submit'. If the amounts are correct, your bank account will be confirmed.

Some financial institutions do not accept electronic funds transfers; check with your institution prior to registering your bank account with PayPal. Some credit unions and brokerage accounts do not accept such transfers.

If online commerce is important for your business, PayPal has the solutions you need. Our versatile payments tools, state-of-the-art security, and rapidly growing customer base make PayPal the best solution for sending and accepting payment online. And all this is at a far LOWER COST than traditional merchant accounts.